Rates

Personal Banking Products

Product
Minimum to Deposit
Annual Percentage Yield (APY)
Sterling Checking*
$5,000
 
$10,000 - $24,999
 
0.05%
$25,000 - $49,999
 
0.10%
$50,000 - $99,999
 
0.10%
$100,000 - and over
 
0.15%
Sterling Money Market*
$1,000
 
$0 - $24,999
 
0.50%
$25,000 - $49,999
 
0.50%
$50,000 - $99,999
 
0.50%
$100,000 - and over
 
0.75%
Sterling Savings* **
$500
0.10%
Certificates of Deposit (CD's)
$1,000
 
3 Months
 
0.80%
6 Months
 
1.25%
12 Months
 
1.75%
24 Months
 
2.00%
36 Months
 
2.50%
48 Months
 
2.50%
60 Months
 
2.50%
Individual Retirement Accounts (IRA's)
$1,000
 
12 Months
 
1.75%
24 Months
 
2.00%
36 Months
 
2.50%
48 Months
 
2.50%
60 Months
 
2.50%

Commercial Banking Products

Product
Minimum to Deposit
Annual Percentage Yield (APY)
Sterling Business NOW Checking
$1,000
 
$10,000 - $24,999
 
0.05%
$25,000 - $49,999
 
0.10%
$50,000 - $99,999
 
0.10%
$100,000 - and over
 
0.15%
Interest on Lawyers Trust (IOLTA) Checking
$1,000
0.05%
Sterling Commercial Money Market
$1,000
 
$0 - $24,999
 
0.50%
$25,000 - $49,999
 
0.50%
$50,000 - $99,999
 
0.50%
$100,000 - and over
 
0.75%
Sweep Accounts
$1,000
0.15%
Certificates of Deposit (CD's)
$1,000
 
3 Months
 
0.80%
6 Months
 
1.25%
12 Months
 
1.75%
24 Months
 
2.00%
36 Months
 
2.50%
48 Months
 
2.50%
60 Months
 
2.50%

A penalty may be imposed for early withdrawal of a CD or IRA

Service fees or penalties charged against account may reduce earnings

Annual Percentage Yields are current as of  7/29/2010

* Interest rate and APY subject to change after account opening

**Minimum balance required to earn the advertised Annual Percentage Yield is $100

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