Commercial Loans & Lines of Credit

Lines of Credit

Park Sterling Bank provides revolving commercial lines of credit for companies to finance their short term capital needs such as Accounts Receivable , Inventory or other seasonal assets. These loans are usually repaid in less than one year. This credit structure gives your company access to capital when you need it.



Term Loans

Park Sterling Bank provides term loans to finance fixed-assets purchases (machinery, equipment, vehicles, technology, leasehold improvements, etc.)  These loans are generally are repaid greater than a year from profits of your company.



Commercial Real Estate Loans

Park Sterling Bank provides CRE loans to seasoned developers, investors and owners (owner- occupied real estate ) to acquire, develop and rehabilitate real estate projects. Usually these properties have leases connected to the real estate that  produce an income stream from credit worthy tenants. Our Commercial Banking teams have years of experience to assist you meeting your CRE needs.



Asset Based Loan


  • Flexible, creative terms tailored to meet your unique business needs
  • Line amounts start at $1,000,000
  • 24/7 online account access
  • Competitive pricing
  • Unique, innovative customer portal eliminates the need to prepare time-consuming reports
  • Local, dedicated professionals



At Park Sterling Bank, our goal is to provide the strength and product diversity of a larger bank, and the service and attention to detail that characterizes a small community bank.  Our asset-based working capital solutions are delivered by a team of professionals dedicated to exceptional service.