Sterling Debit MasterCard® with Chip Technology

park sterling credit card

At Park Sterling Bank, you'll receive a debit card with your checking account that can be used at millions of locations and ATMs worldwide. Each time you swipe your debit card your purchases are deducted directly from your checking account.

Keeping your financial information safe and secure is one of our highest priorities at Park Sterling.

Enhanced Security Measures

Due to a significant increase in debit card security breaches, we are taking extra precautions.

Here are some steps you can take to help prevent security complications when using your debit card:

  • Contact your local branch before you travel out of state so those transactions do not compromise your account.
  • Use the Debit On/Off feature through the Park Sterling Mobile App (download here for iPhone, iPad or Google Android) which allows you to turn off your debit card in between transactions.
  • Through your online banking account, sign up for estatements and set up account balance, deposit, and withdrawal alerts.
  • Do not keep your PIN number with your card.

Enjoy even more benefits with your new Sterling Debit MasterCard.

chip technology NEW!
Chip Technology

improves the global usability and security of your card as more merchants at home and abroad switch to advanced chip card terminals.

mastercard global service NEW!
MasterCard Global Service™

provides 24 hours a day, seven days a week assistance with lost & stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs.¹

extended warranty NEW!
Extended Warranty

doubles most manufacturer or U.S. store brand warranties for up to one additional year.¹

satisfaction guarantee NEW!
Satisfaction Guarantee

can provide a refund of up to $250 if you are dissatisfied with a purchase and the merchant will not accept a return within 60 days of the purchase date.¹

identity theft resolution NEW!
Identity Theft Resolution Services

assists you with credit bureau notification and debit card replacement and provides you with an ID Theft Affidavit should you become the victim of Identity Theft.¹

mastercard priceless cities NEW!
MasterCard Priceless Cities

offers unique access and special experiences so you can enjoy more of the cities you love.¹

price protection NEW!
Price Protection

can refund the difference if you buy something and then see it advertised for less within 60 days of the date of purchase.¹

mastercard airport concierge NEW!
MasterCard Airport Concierge™

provides a Meet and Greet agent to assist with flight connections plus, at select airports, expedited security/immigration processing.

zero liability Zero Liability

means that in the event that your card is used to make unauthorized purchases-whether made in a store, by phone, or online-you won't be held liable.²


chip card  What is chip card technology?

Use your card at chip-enabled terminals and ATMs in the U.S. and around the world to give your purchases an extra layer of security.

  • The computer chip on the front of the card creates a unique transaction code for every transaction.
  • The code cannot be used more than once. If transaction data is stolen, it will not work and transactions will be declined.

In the fall of 2015, many retailers in the U.S. updated their credit card terminals in order to accept more secure chip card transactions. If a retailer or ATM does not have chip terminals yet, you can still swipe as you do now.

How to use your new chip card at chip terminals and ATMs:

how to use chip card

  1. Insert your
    chip card into
    a chip-friendly
  2. Approve
    the amount.
  3. Follow prompt
    to enter your
    PIN or to sign.
  4. Remove
    your chip
    card when

MasterCard is a registered trademark and MasterCard Global Service is a trademark of MasterCard International Incorporated, used pursuant to a license.
¹Certain restrictions apply. For details, see the Guide to Benefits that will be sent with your new card.
²Certain restrictions apply. See for details.