Savings, Money Markets & Certificates of Deposit

Select a product below:


Sterling Savings

Sterling Savings is perfect for anyone wanting to save. Its easy to open and hassle free maintenance.


  • $500 Opening Deposit/ $0 if less than the age of 18.
  • No Monthly Service Charge if balance is $500 or greater.
  • Earn Interest
  • Free Online Banking
  • Free eStatements

Whatever your savings goal may be Park Sterling Bank can help you reach it.


Sterling Money Market

A Sterling Money Market offers tiered interest rates and easy access to your money when you need it.


  • $1,000 Opening Deposit
  • $15 Monthly Fee Waived on Balances over $1,000
  • Make additional deposits at anytime
  • Tiered interest rates so you can earn more as your balance rises
  • Up to 6 permissible withdrawals or transfers per month (over this limit, each item $10)
  • Free Online Banking
  • Free eStatements


Certificates of Deposit

Park Sterling CDs offer competitive rates and terms. Contact your local Park Sterling Bank branch to choose the best option for your needs.


Health Savings Accounts

HSAs are individual savings accounts that you can use to pay for qualified health care costs tax-free. Plus, any unused funds roll over from year to year and continue to earn interest tax-free.

An HSA...

  • Reduces insurance premiums paid by you and your family.
  • Saves you state, federal and FICA taxes.
  • Rolls over from year to year.
  • Earns interest tax-free
  • Remains with you after retirement.